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Heat your oven to 350oF (180oC) and grease a 9-by-5-inch loaf pan with coconut oil and set aside.
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In a small bowl, mix together the flax seed meal and water. Let sit for 10 minutes. This is to make a "flax egg" or egg substitute.
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In a medium bowl whisk together the flour, cocoa powder, baking soda, and sea salt. Set aside.
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In a large bowl, mash the ripe bananas with a fork. Add the melted coconut oil and stir until combined. Next add in the coconut sugar, flax egg, and vanilla extract. Stir until smooth.
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Stir the dry ingredients into the wet ingredients, being careful not to over mix.
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Stir in 1/2 cup of the chocolate chips.
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Pour batter into prepared pan. Sprinkle the remaining 1/4 cup of chocolate chips.
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Bake for 65 minutes, or until a toothpick inserted into the center of the bread comes out mostly clean.
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Remove the pan from the oven and set on a wire cooling rack. Let the bread cool in the pan for 15 minutes. Run a knife around the edges of the bread and carefully remove from the pan.
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Let the bread cool on the wire cooling rack before cuting into slices and serving.
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The bread will keep on the counter, wrapped in plastic wrap, for up to 4 days. This bread also freezes well. To freeze, cool the bread completely and wrap in plastic wrap and aluminum foil. Freeze for up to 1 month. Defrost before slicing.