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Cream Cheese Swirl Banana Bread

4.85 from 45 votes
My Cream Cheese Banana Bread recipe has a delicious cream cheese swirl running right through it!
My Cream Cheese Banana Bread fanned out on a platter.

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Hi Bold Bakers!

Holy moly. I love a loaf of good banana bread (like my Best-Ever Banana Bread recipe), but my homemade Cream Cheese Swirl Banana Bread is out of this world! You have all the best qualities of banana bread — a sweet, moist, banana-flavored loaf — but with the bonus of a rich swirl of cream cheese!

I swear, it almost tastes like a cheesecake has been swirled into it. It’s positively indulgent! I love to have a warm slice for breakfast, but this recipe feels more like a dessert. 

This quickbread recipe is the perfect combination of sweet and tangy from the banana and cream cheese. It’s super moist, and since it has both ripe bananas and cream cheese, you can only imagine how creamy it is! 

What Is Cream Cheese Banana Bread?

This is a slightly different take on the classic banana bread we all know and love (and have become very acquainted with during lockdown!) The loaf’s batter is made like usual banana bread, but then there is an added swirl of an irresistible cream cheese mixture made with cream cheese (of course), plain yogurt, egg, sugar, and vanilla extract.

Be sure to read below to learn how to get that perfect swirl!

Top-down view of my Cream Cheese Banana Bread.

What You Need To Make Cream Cheese Swirl Banana Bread

How To Make Cream Cheese Swirl Banana Bread

Up your banana bread game by adding a delicious cream cheese swirl — you won’t regret it! Here is how you make it (and don’t forget to get the full recipe with measurements, on the page down below):

  1. Preheat your oven to 350°F (180°C) and prepare a 9 x 5-inch (23 x 12.5cm) loaf pan by lining it with parchment paper.
  2. In a large bowl, stir together the flour, sugar, baking powder, salt, and cinnamon. 
  3. In another bowl, mix the mashed bananas, egg, oil, and vanilla extract.
  4. Combine the dry ingredients with the mashed banana mixture until it is just combined, being sure not to overmix.
  5. In another small bowl, make the cream cheese swirl by beating together the cream cheese, yogurt, egg, sugar, and vanilla extract until smooth.
  6. Pour about 2/3 of the banana bread batter into your prepped loaf pan. Then, pour the cream cheese mixture evenly on top of the batter. Pour the remaining banana bread batter over the cream cheese layer. To make the swirl, use a knife and swirl the cream cheese mixture gently into the batter a few times — no need to go overboard!
  7. Bake for about 45-50 minutes, until the loaf is golden brown. When you press the loaf gently with your finger, it should spring back when it is done baking. Leave it in the pan to cool for about 10 minutes, then turn it out onto a wire rack to cool completely. 

How NOT To Make Banana Bread

Despite the easiness of this recipe, there are in fact ways to make mistakes when whipping up a loaf. Let me break down the most common things people get wrong, so you can avoid them and sail straight to success. Find that information here in my master Best-Ever Banana Bread recipe!

Gemma’s Pro Chef Tips For Making Cream Cheese Swirl Banana Bread

  • Be sure not to overmix your banana bread batter once you add the flour! You want to stir until the ingredients are just combined, and you can no longer see any dry ingredients. 
  • Slice the bread before you freeze it so you can take out only the amount you want to defrost.
  • You can mix in 1 cup (6oz/170g) of chocolate chips or 1 cup (5oz/142g) of chopped walnuts into the batter just after you combine the wet and dry ingredients.
  • Don’t skimp on the salt and vanilla! They’re both key to getting a delicious flavored loaf!

The interior of my Cream Cheese Swirl Banana Bread

How To Store Banana Bread

You can store any leftovers in an airtight container in the refrigerator for up to 3 days. This bread also freezes wonderfully and can be kept in an airtight container in the freezer for up to 2 months. 

Make More Banana Bread!

And don’t forget to buy my Bigger Bolder Baking Cookbook!

Full (and printable) recipe below!

Cream Cheese Swirl Banana Bread Recipe

4.85 from 45 votes
My Cream Cheese Banana Bread recipe has a delicious, sweet, and gorgeous cream cheese swirl running right through it.
Author: Gemma Stafford
Servings: 1 loaf
Prep Time 15 mins
Cook Time 50 mins
My Cream Cheese Banana Bread recipe has a delicious, sweet, and gorgeous cream cheese swirl running right through it.
Author: Gemma Stafford
Servings: 1 loaf

Ingredients

Banana Bread

  • 1 ⅔ cups (8oz/225g) all-purpose flour
  • ½ cup (4oz/115g) granulated sugar
  • 1 ½ teaspoons baking powder
  • 1 teaspoon salt
  • 1 teaspoon ground cinnamon
  • 2 ½ cups (12oz/360g) bananas (around 3 medium bananas)
  • 1 large egg
  • cup (2 ½ fl oz/71ml) flavorless oil (sunflower, vegetable, canola)
  • 2 teaspoons vanilla extract

Cream Cheese Swirl

  • ¾ cup (6oz/170g) cream cheese softened
  • 2 tablespoons plain yogurt
  • 1 large egg
  • 2 tablespoons granulated sugar
  • 1 teaspoon vanilla extract

Instructions

  • Preheat the oven to 350°F (180°C). Butter a 9 x 5 inch (23 x 12.5cm) loaf pan and line with parchment.
  • In a large bowl stir the flour, sugar, baking powder, salt, and cinnamon together.
  • In a separate bowl, mix the mashed bananas, egg, oil, and vanilla extract.
  • Combine the dry ingredients with the mashed banana mixture until just combined. Do not over mix.
  • In a small bowl make the cream cheese swirl: beat together cream cheese, yogurt. egg, sugar, and vanilla extract until smooth.
  • Pour 2/3 of the banana bread batter into the prepared loaf pan. Pour the cream cheese mixture evenly on top of the batter. Pour the remaining banana bread batter over the cream cheese. With a knife, swirl the cream cheese mixture gently into the batter a few times.
  • Bake for 45-50 minutes until the loaf is golden brown and springs back when pressed gently with your finger. Leave in the pan for 10 minutes, then turn out onto a wire rack to cool completely.
  • Enjoy warm! Store leftovers in an airtight container in the refrigerator for 3 days or freeze in an airtight container for up to 2 months.
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Hailey
Hailey
1 year ago

hi Gemma i have a question so for the cream cheese swirl part if i don’t have plain yougurt what can i replace it with or can i just leave it out all the way. Thanks

Lala
Lala
1 year ago

Can i make them into muffins instead? If yes, what temperature and how long should I bake them? Thanks.

Sam
Sam
1 year ago

Hi Gemma, I just made this recipe and it’s reallllly good. I love banana bread and cheese cake so combining both was magic. Thanks

Katy
Katy
10 months ago

This is the most DELICIOUS banana bread I’ve ever had! Sooo good 👌

Wynonna
Wynonna
1 year ago

Would it be ok to substitue the sugar for honey or maple syrup? And do you have macros for this recipe? This looks super yummy, can’t wait to make it!

anne
anne
1 year ago

Hi Gemma can I substitute wheat flour instead of all purpose flour? Thanks

Svasti
Svasti
1 year ago

Hey Gemma, would it be okay if I substitute yogurt for the eggs? 1/4 cup each?

About Us

Meet Gemma

About Us

Meet Gemma

Hi Bold Bakers! I’m Gemma Stafford, a professional chef originally from Ireland, and I want to help you bake with confidence anytime, anywhere!

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