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3 Ingredient Banana Oat Chocolate Chip Cookies

4.51 from 1018 votes
Make a simple treat with my 3 ingredient healthy banana oat chocolate chip cookies recipe that tastes as good or better than the full recipe!
Banana Oat Chocolate Chip cookies on wire rack.

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Hi Bold Bakers!

WHY YOU’LL LOVE THIS RECIPE: These Banana Oat Chocolate Chip Cookies are a wholesome, simple, and delicious snack that satisfies your sweet tooth without the guilt.

  • Quick & Easy: Just three ingredients and only take about 10 minutes to whip up, and another 15 minutes to bake.
  • Naturally Gluten-Free: Made with oats, bananas, and chocolate chips—no flour needed.
  • Guilt-Free Treat: Added sugar-free, dairy-free, and oil-free.
  • Customizable: Add nuts, dried fruits, or even peanut butter for extra flavor.
  • Perfect Anytime Snack: Great for lunchboxes, mid-day cravings, or a light dessert.

If you’re a fan of quick and easy recipes like these Banana Chocolate Chip Oat Cookies, you’ll be excited to try more of our 3-ingredient treats. From the rich and buttery flavor of our Shortbread to the chewy goodness of our Peanut Butter Cookies, from 3 Ingredient Gluten-Free Flatbread to 3 Ingredient Homemade Vegan Pasta,  these simple recipes deliver big taste with minimal effort. With just a few pantry staples, you can whip up satisfying sweets or savory meals in no time.

IMPORTANT NOTE: This recipe was improved and updated on 9/4/2024, to include NEW STEP-BY-STEP photography, explanations of ingredients, health benefits of oats, and Pro Chef Tips. 

Table of Contents

Banana Oat Chocolate Chip cookies on wire rack.

Bold Bakers Love it!

“Delicious! I used rolled oats, bananas, and chocolate chips as directed and added a splash of vanilla and a splash of cinnamon applesauce. Highly recommended!! I will be baking these often!!!!”

“Just made a batch of these delicious cookies. I LOVE simple and none of the other “bad” for you ingredients!! Try them you love them.”

“Wow, these are impressively good for only being two ingredients! I literally just took them out of the oven and they’re great! I set aside a couple of cookies and tried brown sugar and cinnamon in them, and those worked well too.”

What are 3 Ingredient Banana Oat Chocolate Chip Cookies?

3 Ingredient Banana Chocolate Chip Cookies are simple and healthy cookies made with just three ingredients: mashed bananas, quick oats, and chocolate chips.

  • Naturally gluten-free and flourless – a delightful take on the classic oatmeal cookies, perfect for those with dietary restrictions. They are sweet, satisfying, and incredibly simple to make, with no need for gluten-free flour or chilling the dough.
  • Guilt-free and slow-releasing energy: makes them a great mid-day snack, a lovely dessert, and perfect for lunch boxes—keeping you satisfied for hours.
  • Free of eggs, dairy, and added sugars – offering a wholesome, allergy-friendly treat.
  • Sweet taste with a soft and chewy texture– most importantly they taste AMAZING.

 Tools You Need

Key Ingredients

Ingredients of 3-Ingredient Banana Oat Chocolate Chip Cookies

  • Bananas

    • Bananas provide natural sweetness, and moisture, and act as a binder.
    • Bananas also offer health benefits with rich vitamin C, and vitamin B6, along with essential minerals like potassium and magnesium.
    • Substitute: Applesauce or pumpkin puree (may affect sweetness and flavor).
  • Quick-cooking Oats

    • Give the cookies structure and chewiness.
    • Oats bring plenty of health benefits, making them an excellent addition to these cookies.
    • Substitute: Note that rolled oats or steel-cut oats are hard to cook so will not work well in this recipe.
  • Chocolate Chips:

    • Add sweetness and a rich, indulgent flavor to these 3 ingredient oatmeal cookies.
    • Substitute: Raisins, dried cranberries, or nuts for a healthier option.

How To Make Oat Chocolate Chip Cookies

Prep

  1. Preheat oven to 350°F (180°C) and line a large cookie sheet with parchment paper.

Make the cookie dough

  1. Mash bananas in a large bowl. Add in the oats and mix well to combine. Fold in the chocolate chips.

Bake the cookies

  1. Scoop 2 tablespoons of the dough onto your cookie sheet and flatten to make 2 ½ inch (5 cm) discs. Arrange them 1 inch apart (they won’t spread).
Bake for 15-20 minutes until the cookies are golden on top and just set to the touch.

Step-by-step instructions on how to make Banana Chocolate Chip Cookies: Mash bananas in a large bowl. Add in the oats and mix well to combine. Fold in the chocolate chips. Scoop 2 tablespoons of the dough onto your cookie sheet and flatten to make 2 ½ inch (5 cm) discs. Arrange them 1 inch apart (they won't spread). Bake for 15-20 minutes until the cookies are golden on top and just set to the touch.

  1. Remove from the oven and allow to cool for a few minutes before transferring to a wire rack.

Gemma’s Pro Chef Tips

  • For vegan cookies use dark chocolate chips (and be sure to check the label in case there are dairy additives).
  • For gluten-free cookies, use gluten-free oats (most are but some are certified to be.)
  • Ripe bananas with nicely speckled skin (but not too black) will make the best-tasting cookies.
  • Be sure to use quick oats and not old-fashioned oats which would make these cookies too raw and chewy tasting for this recipe.
  • These minimally sweet cookies rely only on bananas and a handful of chocolate chips for flavor. If you wish to make these without chocolate, we suggest replacing the chips with 3 tablespoons of honey, agave, or maple syrup.
  • A pinch of salt will enhance the banana flavor and a few drops of vanilla extract will pair well with the chocolate.
  • For an extra boost of protein, add in a 1/2 cup (4 oz/115 g) of peanut butter.
  • For more healthy baking recipes, try Georgie’s Healthy Breakfast MuffinsHealthy Chocolate Banana Bread or Healthy Granola Bars!

Make Ahead and Storage Instructions

Make Ahead:

  • Store the cookie dough in the fridge for up to 2 days before baking.
  • Store baked cookies in an airtight container at room temperature for 2 days, or in the fridge for up to 5 days.

Freezing:

  • Freeze baked cookies in a single layer, then transfer to a freezer-safe container for up to 2 months. Thaw or warm before serving.
  • Freeze scooped dough portions on a baking sheet, then transfer to a freezer bag. Bring the dough to room temperature while preheating the oven. Bake as directed, adding a few extra minutes if needed.

A close-up shot at a Banana Chocolate Chip cookie on the edge of the glass.

What are the Health Benefits of Oats?

  • High in Fiber: Oats are rich in soluble fiber (beta-glucan), which helps lower cholesterol and supports healthy digestion.
  • Sustained Energy: They provide complex carbohydrates that release energy slowly, keeping you fuller for longer.
  • Rich in Antioxidants: Oats contain antioxidants, which can reduce inflammation and support heart health.
  • Blood Sugar Control: The fiber in oats helps regulate blood sugar levels, making them beneficial for those managing diabetes.
  • Nutrient-Dense: Oats are a good source of vitamins and minerals like magnesium, iron, and B vitamins.

Make More 3-Ingredient cookies

IMPORTANT NOTE: This recipe was improved and updated on 9/4/2024, to include NEW STEP-BY-STEP photography, explanations of ingredients, health benefits of oats, and Pro Chef Tips. 

Watch The Recipe Video!

3 Ingredient Banana Oat Chocolate Chip Cookies

4.51 from 1018 votes
Make a simple treat with my 3 ingredient healthy banana oat chocolate chip cookies recipe that tastes as good or better than the full recipe!
Author: cafedelites.com
Servings: 12 -15 cookies
Prep Time 10 minutes
Cook Time 15 minutes
Total Time 25 minutes
Make a simple treat with my 3 ingredient healthy banana oat chocolate chip cookies recipe that tastes as good or better than the full recipe!
Author: cafedelites.com
Servings: 12 -15 cookies

Ingredients

  • 2 large bananas, ripe
  • 1 ¾ cup (5 ¼ oz/160 g) quick oats
  • ½ cup (3 oz/85 g) chocolate chips (semi-sweet or dark)

Instructions

  • Preheat oven to 350°F (180°C) and line a large cookie sheet with parchment paper.
  • Mash bananas in a large bowl. Add in the oats and mix well to combine. Fold in the chocolate chips.
  • Scoop 2 tablespoons of the dough onto your cookie sheet and flatten to make 2 ½ inch (5 cm) discs. Arrange them 1 inch apart (they won't spread).
  • Bake for 15-20 minutes until the cookies are golden on top and just set to the touch.
  • Remove from the oven and allow to cool for a few minutes before transferring to a wire rack. Store in an air-tight container for up to 2 days. Enjoy!

 

4.51 from 1018 votes (965 ratings without comment)
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Cat
Cat
4 years ago

This recipe is saving my waistline during quarantine – I’ve made a batch every week to satisfy my chocolate cravings. I added 1/2 tsp of vanilla and 1/2 tsp cinnamon – adds practically zero calories and gives a little extra flavor!

Tamara
Tamara
4 years ago

I’ve made this recipe so many times but I don’t think I ever came round to writing a review. They are absolutely delicious; they’re chewy and molten straight out of the oven, and they’re really sweet even though there’s no sugar in there. My mum loves them too- she uses the recipe in her food technology class when teaching about healthy snack alternatives.

You really are Wonder Woman, Gemma! I’ve been using your recipes for four years and they have never failed me. George is one lucky boy!

mjs
mjs
4 years ago

try them with peanut butter morsels as well. can’t go wrong with pb and banana!

Karen Scofield
Karen Scofield
4 years ago

I make these regularly, one thing I discovered, it you don’t refrigerate them, they ferment in about 2 days and develop a strong alcohol taste. Just something to keep in mind. As my husband said “a buzz in every bite”!

Pam Zadravec
Pam Zadravec
5 years ago

What is the calorie content of these delicious cookies please?

melinda couch
melinda couch
4 years ago

Can these cookies be put in the freezer, so I don’t have to eat them within 2 days?
I love them. They are good.
Thank you for teaches us how to cook.
God Bless

Susmita Badgujar
4 years ago

Hi Gemma, I have added 1.5gm of Nestle instant coffee to neutralize the banana aroma and added dark chocolate chunks as choco chips… ????

Thana
Thana
4 years ago

Do you use ripe bananas like when making banana bread?

Sara
Sara
4 years ago

I tried this recipe today ???? it’s so delicious!! This is a great snack for me to carry to school to eat during break time for my cxc exams since I get hungry and don’t have time to eat a whole meal. Best of all, it’s healthy, simple to make and the ingredients are inexpensive! ???? My mom loves it too ???? and I can’t wait for my sister to try it. I’m going to experiment with different flavours also like nuts, cinnamon and raisins etc… Thanks for the amazing recipe Gemma ????. Have a lovely day and God bless… Read more »

miriam greco
miriam greco
4 years ago

i make sure my bananas are ripe it comes out better tasting and not dry

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About Us

Meet Gemma

About Us

Meet Gemma

Hi Bold Bakers! I’m Gemma Stafford, a professional chef originally from Ireland, a cookbook author, and the creator of Bigger Bolder Baking. I want to help you bake with confidence anytime, anywhere with my trusted and tested recipes and baking tips. You may have seen one of my 500+ videos on YouTube & TikTok or as a guest judge on Nailed It! on Netflix or the Best Baker in America on Food Network. No matter your skills, my Bold Baking Team & I want to be your #1 go-to baking authority.

 

Weeknight Family Favorites Chapter from the Bigger Bolder Baking Every Day Cookbook